Frequently Asked Questions

Have questions? We have you covered. View our full list of FAQs or contact us, today.

How do payday loans work online?

Payday loans online work the same way as store-front payday loans, except everything is digital. Since Net Pay Advance operates exclusively online, customers complete their application online and can manage their loan from our website or our mobile app! Approved funds are directly deposited to your checking account for you to use how you wish. Need some additional assistance? Our world-class customer service team is here to serve you at 888-942-3320.

What are the best payday loans?

The best payday loans are ones that help assist with an emergency need and are repaid quickly, helping the consumer avoid higher fees. Net Pay Advance is committed to creating a transparent product that is easy to understand, can be easily managed and paid off.

What payday loans are easy to get?

We think that the easiest payday loans to get are the ones where you don’t have to leave your couch. Our easy application can be completed in minutes, and there’s no hard credit check. Instant funding means you could have your funds quickly after! Login to your customer portal 24/7 to view your loan details and make a payment.

Where can I get payday loans?

Net Pay Advance offers payday loans to residents of California, Texas and Kansas at this time. We are working on expanding to additional states! If you’re in an eligible location, you can apply directly from your phone by clicking the apply now button above.

Who does payday loans near me?

Net Pay Advance may not have a physical store near you, but we are always in the palm of your hand. Apply online or through our mobile app 24/7. Our instant funding program has no time or holiday hour limitations, so approved funds could be in your account in less than 5 minutes!