Thursday, 2 May 2024
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Top Loan App In Nigeria Without BVN – Business – Nigeria

Here are the list of the top loan app where you can borrow money in Nigeria to support your business without BVN

• Branch Loan

Branch is the world’s leading mobile banking and personal finance loan app that provides you access to instant loans without Bvn or any collateral or physical documentation through the Branch loan app.

Branch Loan Requirements are simple – all you need to apply is your phone number or Facebook account, and bank account number.

Branch Loan will also request access to the data on your phone in order to build your credit score.

Branch uses data from your phone, including your handset details and SMS messages to automatically make lending decisions.

They combine this with your Branch repayment history to build an individualised credit score, which determines the loan offers you receive.

• Xcredit Loan

Xcredit is a mobile application platform developed by a fintech company based in Lagos.

The platform is strictly online loan app in Nigeria, although they do have an office in Lagos Nigeria. You do not have to visit their office to enjoy their services.

The Nigeria loan application is hassle free loan without Bvn or any collateral. Here are few documents needed to apply for Xcredit loan:

• Your Phone Number

• Your Email Address

• Your Full Name

• Your Bank Account Number

• You need to be at least 18 years

• Your Last 3 Month Statement Of Account etc…..

• Lcredit Loan

LCredit is one of the unique Fintech platforms in Nigeria offering a 24hrs loan through their loan application.

You should be a Nigerian for Lcredit to provide you with finacial mobility whenever for whatever.

Here are the basic conditions for applying for loan using LCredit?

• You must be a Nigerian who lives and stays in Nigeria,

•You must be at least age of 18-55 years old.

• You must have a bank account

• You must not have any outstanding loan credit from any fintech platform..

• Zedvance Loan

Zedvance is a CBN-license financial service provider founded in Nigeria. They gives out quick loans to salary earners, self employed, SMEs and entrepreneur’s in Nigeria looking to take their business to the forefront of the market, in the most efficient and convenient manner.

Requirements for Zedvance Loan are:

• Provide any valid means of identification (National ID, international passport, driver’s license).

• One passport photograph.

• Recent 6 months bank statement of account.

• Employment ID Card.

• Employment letter.

• If you are an outsourced employee or your employment has not been confirmed, you will be required to provide a guarantor who must be a permanent staff of a firm and must have capacity.

• Quickteller Loan

Quickteller is a financial service application that enables you to make online transactions like sending and receiving money, airtime, paying bills etc. The digital payments company, Interswitch developed and maintain this web application.

Interswitch is a digital payments and commerce company. They facilitate electronic payments and value of exchange between individuals and organizations across Africa.

Quickteller Loan Application both on website and mobile app provides an excellent user’s experience which makes it easy to navigate and convenient to use for their customers.

In terms of trust, Quickteller Loan is very reliable and transactions are secured with two factor authentication with a zero fee charges on their services.

• Renmoney Loan

Renmoney is a Fintech lending company operating on a microfinance banking license in Lagos, Nigeria.

They provide loans without Bvn or collateral to individuals and small businesses through their website Renmoney.com and has been regulated by CBN, insured by NDIC.

There are some certain documents / requirements needed for quick approval before applying:

√ You must be above the age of 21 – 59 year’s old

√ You must have a verifiable source of income

√ Live and work in cities where Renmoney is operated

√ Have a savings or current bank account with any commercial bank

√ Statement of your bank account

√ An utility bill

√ A government issued ID card..

Wrapping Up On Loans Without BVN

Source

https://scholarjoy.com/where-can-i-borrow-a-loan-of-100k-in-nigeria/

Top 10 Loans Without BVN In NigeriaHere are the list of the top loan app where you can borrow money in Nigeria to support your business without BVN• Branch LoanBranch is the world’s leading mobile banking and personal finance loan app that provides you access to instant loans without Bvn or any collateral or physical documentation through the Branch loan app.Branch Loan Requirements are simple – all you need to apply is your phone number or Facebook account, and bank account number.Branch Loan will also request access to the data on your phone in order to build your credit score.Branch uses data from your phone, including your handset details and SMS messages to automatically make lending decisions.They combine this with your Branch repayment history to build an individualised credit score, which determines the loan offers you receive.• Xcredit LoanXcredit is a mobile application platform developed by a fintech company based in Lagos.The platform is strictly online loan app in Nigeria, although they do have an office in Lagos Nigeria. You do not have to visit their office to enjoy their services.The Nigeria loan application is hassle free loan without Bvn or any collateral. Here are few documents needed to apply for Xcredit loan:• Your Phone Number• Your Email Address• Your Full Name• Your Bank Account Number• You need to be at least 18 years• Your Last 3 Month Statement Of Account etc…..• Lcredit LoanLCredit is one of the unique Fintech platforms in Nigeria offering a 24hrs loan through their loan application.You should be a Nigerian for Lcredit to provide you with finacial mobility whenever for whatever.Here are the basic conditions for applying for loan using LCredit?• You must be a Nigerian who lives and stays in Nigeria,•You must be at least age of 18-55 years old.• You must have a bank account• You must not have any outstanding loan credit from any fintech platform..• Zedvance LoanZedvance is a CBN-license financial service provider founded in Nigeria. They gives out quick loans to salary earners, self employed, SMEs and entrepreneur’s in Nigeria looking to take their business to the forefront of the market, in the most efficient and convenient manner.Requirements for Zedvance Loan are:• Provide any valid means of identification (National ID, international passport, driver’s license).• One passport photograph.• Recent 6 months bank statement of account.• Employment ID Card.• Employment letter.• If you are an outsourced employee or your employment has not been confirmed, you will be required to provide a guarantor who must be a permanent staff of a firm and must have capacity.• Quickteller LoanQuickteller is a financial service application that enables you to make online transactions like sending and receiving money, airtime, paying bills etc. The digital payments company, Interswitch developed and maintain this web application.Interswitch is a digital payments and commerce company. They facilitate electronic payments and value of exchange between individuals and organizations across Africa.Quickteller Loan Application both on website and mobile app provides an excellent user’s experience which makes it easy to navigate and convenient to use for their customers.In terms of trust, Quickteller Loan is very reliable and transactions are secured with two factor authentication with a zero fee charges on their services.• Renmoney LoanRenmoney is a Fintech lending company operating on a microfinance banking license in Lagos, Nigeria.They provide loans without Bvn or collateral to individuals and small businesses through their website Renmoney.com and has been regulated by CBN, insured by NDIC.There are some certain documents / requirements needed for quick approval before applying:√ You must be above the age of 21 – 59 year’s old√ You must have a verifiable source of income√ Live and work in cities where Renmoney is operated√ Have a savings or current bank account with any commercial bank√ Statement of your bank account√ An utility bill√ A government issued ID card..Wrapping Up On Loans Without BVN

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